UMBRELLA / EXCESS

Umbrella & Excess Liability

Benchmark Management Group represents a diverse group of Umbrella markets; both Admitted and Non-Admitted "A" rated carriers. Some of our carriers have up to $25mm of capacity. Minimum premiums can be as low as $1,000 per million in our binding facilities. Minimum premiums for our brokerage markets vary, based on various underwriting criteria.

Umbrella Binding Facility

Benchmark Management Group has three in-house Umbrella Binding contract carriers. Their ratings are A+ X or better.

  • Highlights
  • Follow Form Excess OR Umbrella
  • Up to $10mm capacity
  • Minimum premiums vary
  • Can sit over Liquor Liability
  • $10,000 SIR
  • Eligibility Requirements
  • Underlying carriers must be A-V or better
  • Incidental Auto exposure
  • Underlying limits: $1mm Auto, GL, Garage, Liquor; 500/500/500 (EL)

Umbrella Brokerage Capabilities

Our Brokerage capability on Umbrella business is extensive. Whether it's an Umbrella, Follow Form Excess, Excess Products Liability or a Buffer layer, we have markets that respond.

We have made successful placements on a vast array of business classes including: Allied Health/Medical, Construction, Distributors (including imported products), Habitational, Manufacturing, Transportation (For Hire Trucking, Ambulance, etc.)

Listing of Umbrella & Excess Businesses

The following is only a partial listing of the different types or classes of Umbrella/Excess business that we write. It is not intended to be an all inclusive listing. Several classes in this listing are linked to application forms that can be downloaded and submitted to us as part of the application process. If you have any questions, please contact us.

  • Adult Daycare
  • Aerobic Studios
  • Airports (see Miscellaneous)
  • Airport Shuttles
  • Alarm Install., Servicing, or Repair
  • Alcohol and Drug Rehabilitation
  • Amateur Sports Events and Teams
  • Ambulances
  • Amusement Devices
  • Amusement Parks
  • Antique Stores
  • Apartments
  • Appliance Stores / Distributors
  • Arenas / Stadiums
  • Armored Trucks
  • Artisan Contractors
  • Arts & Crafts Shows
  • Auto, Bus or Truck Parts Mfg
    (includes critical auto)
  • Auto Transporters
  • Automobile Liability
  • Bakery
  • Bars and Taverns
  • Beauty Parlor
  • Bed and Breakfast Inns
  • Beverage Delivery
  • Boarding or Rooming Houses
  • Book Store
  • Bowling Centers
  • Buses
  • Camp Grounds
  • Car Wash
  • Carpenters
  • Casinos and Gaming Operations
  • Casino Buses or Shuttles
  • Cement Redi Mixers
  • Charter Buses
Telephone: (630) 778-7000 or 1 (888) BCHMARK • Fax: (630) 778-7007